Frequently Asked ELT Questions

The following questions and answers relate to vehicle financing and lienholder industry lingo, jargon, terminology and definitions of words and phrases. After reading through our South Carolina Electronic Lien and Title FAQs, should you still have questions, please call 1 (888) 675-7477 or write to us.

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What is an electronic title (e-title) in South Carolina?

An electronic title in South Carolina refers to the document/instrument that proves ownership of a motor vehicle, mobile home, or vessel in the exact same way that a paper title proves ownership. As of February 2017 the South Carolina DMV transitioned to a South Carolina ELT system that requires most lienholders to store and manage the liens placed on titles to vehicles, vessels and mobile homes electronically.

What is an electronic lien (e-lien) in South Carolina?

An electronic lien in South Carolina refers to a lien on a vehicle, vessel, or mobile home that is stored in digital format on our secure servers. Prior to using the South Carolina electronic lien and title system that came about in February 2017, lienholder information was printed on the paper title.

What is an Electronic Lien Title (ELT)?

An Electronic Lien Title, also referred to as ELT, refers to a title (to a motor vehicle, mobile home or vessel) that is stored electronically on our servers that also has a lien attached to it.

What is an ELT Lienholder?

An ELT lienholder is a business that manages its liens electronically with the South Carolina Electronic Lien and Title system.

What is the difference between an electronic title (e-title) and an Electronic Lien Title?

A South Carolina electronic title is a title that is stored electronically. An Electronic Lien Title is a title that is stored electronically that also has a lien attached to it.